The Fujitsu Business Leasing Program is designed to provide you with the opportunity to acquire the technology you need through financing alternatives. The Fujitsu Business Leasing Program with low monthly payments can keep your capital free for larger business expenses. The Fujitsu Business Leasing Program also provides you with flexible end of lease options, as well as product upgrades, purchase options and more. There are many advantages to business leasing including:
Fujitsu business leasing offers various financing options with varying terms depending upon your needs, such as:
Get 0% financing when applying for a Fair Market Value lease, with a minimum lease size of $5,000, and lease term of 12, 18 or 24 months. Two advance payments are required. To determine your monthly payment, simply divide the price of the equipment by the length of the lease term.
A FMV lease offers you a lower monthly payment. At the end of the lease, you may exercise one of the following options:
A fair market value lease is the preferred option for those concerned about technology obsolescence.
A $1.00 purchase option lease contains the benefits of ownership while the monthly payment is higher than fair market value. The advantage of this type of lease is that you will own the equipment at the end of the lease. This is the preferred option for those who want to own the equipment at the end of the lease.
With the 10% purchase option lease, the monthly payment will be lower than a $1.00 buyout lease, but may be higher than the FMV option. At the end of the lease term, you may choose one of the following:
This is a good alternative for those who are unsure what their needs will be in the future and want a fixed purchase price at the end of the leasing term.
The chart below shows some of the benefits of Business Leasing versus other payment options.
|Cash Purchase||Loan||Credit Card||Lease|
|Effect on Credit Lines||None||Reduces existing available bank credit line||Reduces existing available credit card line||Minimalmay leave bank and credit card lines open|
|Payments||Nonelump sum at purchase||May vary with interest rate changes||May vary with interest rate changes||Fixed|
|Ease of upgrading or including other add-ons||Easybut you must pay for it with cash or credit card||Difficult||Easybut you must pay for it with cash or credit card||Easyadd on at any time|
|Option for regular equipment upgrades||None||None||None||Yestechnology refresh leases|
|Include non-hardware items?||Yes||Not usually||Yes||Yes|